About
Results-driven Data Analyst and IT Executive with over a decade of experience in Banking, Fintech, and Technology, specializing in risk management and data analytics. Proven leader, having grown a startup to N50 billion ($100M) turnover in two years and managed a N3 billion ($6.5M) credit portfolio with low default rates. Leverages deep expertise in core banking domains, advanced data tools (SQL, Python, Hadoop, Power BI), and agile methodologies to drive digital transformation, optimize financial strategies, and enhance regulatory compliance.
Work
Core Banking & Risk Management
|Data Analyst
Lagos, Lagos, Nigeria
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Summary
Analyzed banking data and developed risk assessment models, providing actionable insights to optimize financial and risk strategies within core banking functions.
Highlights
Analyzed extensive banking data across Customer, KYC, Trade, Payments, Loans, and Deposits to inform critical financial decision-making processes.
Developed and deployed advanced risk assessment models aligned with BASEL and IFRS9 frameworks, significantly improving risk prediction accuracy.
Designed and implemented robust data solutions using SQL, Oracle, R, MATLAB, and Python for efficient data extraction and processing.
Created and maintained interactive dashboards in Power BI and Qlik, delivering actionable insights that supported strategic banking initiatives.
Utilized Hadoop and Apache Spark for big data analytics, enhancing operational efficiency and providing insights that led to a 15% reduction in financial exposure across credit, market, and operational risk.
Collaborated with compliance teams to ensure strict adherence to complex risk management frameworks and evolving regulatory requirements.
Scratch 'n' Pay Limited
|Founder/CEO
Lagos, Lagos, Nigeria
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Summary
Led Scratch 'n' Pay Limited, an innovative fintech startup, overseeing its growth from inception to a N50 billion turnover within two years and earning recognition from Stanford Graduate Business School.
Highlights
Led the strategic growth of a fintech startup, achieving N50 billion ($100M) turnover within two years and earning recognition from Stanford Graduate Business School.
Managed a N3 billion ($6.5M) credit portfolio, implementing robust risk mitigation strategies that consistently ensured low default rates.
Pioneered Prepayment Metering Technology for over 50 million electricity consumers in Nigeria, significantly boosting revenue collection.
Integrated scratch-card payment systems with banking platforms, increasing transaction volume by 60%.
Implemented data-driven decision-making processes and optimized revenue collection strategies, driving significant business expansion.
Zenith Bank Plc
|Business Analyst / Scrum Master
Lagos, Lagos, Nigeria
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Summary
Led Scrum ceremonies and business process analysis initiatives at Zenith Bank Plc, optimizing team productivity and project delivery, including a key payroll automation project.
Highlights
Led comprehensive Scrum ceremonies, including sprint planning, daily stand-ups, reviews, and retrospectives, ensuring strict adherence to agile best practices.
Spearheaded the Payroll Automation project for Kebbi State Government, achieving $1M in monthly savings by eliminating ghost workers.
Collaborated with product owners to refine product backlogs and develop detailed user stories with clear acceptance criteria.
Conducted requirements gathering workshops with diverse stakeholders, ensuring precise alignment of business needs with project goals.
Analyzed and optimized business processes, identifying and implementing automation opportunities that improved team productivity by 20%.
Zenith Bank Plc
|Head, E-Business Products Implementation
Lagos, Lagos, Nigeria
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Summary
Oversaw the implementation of E-Business products, driving digital transformation initiatives within Zenith Bank Plc.
Highlights
Managed end-to-end implementation of various e-business products, ensuring seamless integration and successful deployment across banking platforms.
Coordinated cross-functional teams, including IT, operations, and marketing, to define product requirements and align implementation strategies.
Streamlined product deployment processes, enhancing efficiency and accelerating time-to-market for new digital offerings.
Conducted post-implementation analysis and performance monitoring to ensure products met strategic objectives and user expectations.
O&G EftPOS Pty Limited
|Country Manager
Lagos, Lagos, Nigeria
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Summary
Managed country-level operations for O&G EftPOS Pty Limited, overseeing strategic growth and operational efficiency.
Highlights
Developed and executed country-specific business strategies, successfully expanding market share and achieving key revenue targets.
Oversaw all operational aspects, including sales, marketing, and customer service, ensuring high performance standards and profitability.
Managed key stakeholder relationships and fostered strategic partnerships to drive business development and market penetration.
Monitored market trends and competitor activities, adapting business strategies to capitalize on opportunities and mitigate risks.
InterSwitch Limited
|Business Analyst / Consultant
Lagos, Lagos, Nigeria
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Summary
Provided business analysis and consulting services at InterSwitch Limited, focusing on digital payment integrations and process optimization.
Highlights
Spearheaded business development initiatives and digital payment integrations, contributing to enhanced service offerings and market expansion.
Applied expertise in agile project management and business analysis to drive successful project outcomes and operational improvements.
Conducted in-depth analysis of business processes to identify inefficiencies and recommend solutions for optimization.
Collaborated with technical teams to translate complex business requirements into clear functional specifications for payment solutions.
Supercard Limited
|Database Administrator
Lagos, Lagos, Nigeria
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Summary
Administered and maintained database systems for Supercard Limited, ensuring data integrity, security, and optimal performance.
Highlights
Managed comprehensive database infrastructure, including installation, configuration, and maintenance, to support critical business operations.
Implemented robust data backup and recovery procedures, ensuring data security and minimizing system downtime.
Monitored database performance and optimized complex queries to enhance system efficiency and responsiveness.
Collaborated with development teams to design and implement scalable database solutions for new applications and features.
National Youth Service Corp
|Teacher
Nigeria, Nigeria
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Summary
Served as a teacher during the National Youth Service Corp, contributing to educational development and community engagement.
Highlights
Developed and delivered engaging lesson plans across various subjects, fostering student learning and academic achievement.
Assessed student progress through diverse methods and provided constructive feedback to support continuous improvement.
Managed classroom activities and maintained a positive, inclusive learning environment for students.
Participated in school and community initiatives, contributing to broader educational programs and youth development.
Self Employed
|Software Developer
Nigeria, Nigeria
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Summary
Engaged in self-employed software development, creating and implementing diverse software solutions for clients.
Highlights
Designed, developed, and maintained custom software applications from concept to deployment, meeting specific client requirements.
Conducted thorough testing and debugging protocols, ensuring high software functionality, reliability, and performance.
Managed the full software development lifecycle, including requirements gathering, coding, testing, and deployment.
Collaborated directly with clients to understand their needs and deliver tailored software solutions that addressed business challenges.
Education
Stanford Graduate School of Business
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Seed Transformation Programme
Business Transformation
University of Calabar
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Master of Business Administration (MBA)
Business Administration
Federal University of Technology, Owerri
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PGD
Information Technology
Yaba College of Technology
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Advanced Diploma
Computer Science
Yaba College of Technology
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Diploma
Computer Science
West African Examination Council
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School Leaving Certificate
General Studies
Certificates
Certified Scrum Master
Issued By
Scrum Alliance
Agile Foundation (Scrum & Kanban) Certificate
Issued By
Unknown
Stanford SEED Leadership Training Certificate
Issued By
Stanford Graduate School of Business
Key Accounts Management
Issued By
Lagos Business School
Data Analysts Level 1
Issued By
Unknown
UX/UI Design Level 1
Issued By
Unknown
Skills
Programming & Scripting
SQL, Oracle, R, MATLAB, Python.
Data Visualization
Qlik, Power BI, Tableau, Figma, Whimsical, Canva.
Big Data & Analytics
Hadoop, Apache Spark, Data Processing, Open-Source Analytics.
Risk Management & Compliance
BASEL, IFRS9, Risk Frameworks, Business Process Modeling, Risk Analytics, Stakeholder Management, Compliance.
Project Management & Collaboration Tools
JIRA, Confluence, MS Visio, Trello, MS Project.
Methodologies
Agile, Scrum, Kanban, Waterfall.
Core Banking Domains
Customer, KYC, Trade, Payments, Loans, Deposits.